Official Rules
NO PURCHASE OR TAX REFUND NECESSARY TO ENTER OR
WIN A PRIZE. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES
OF WINNING.
1. Eligibility: FasterMoney Sweepstakes (the
“Sweepstakes”) is open only residents of the fifty (50) United States and the
District of Columbia who are at least eighteen (18) years old at the time of
entry. Employees of Pathward®, N.A (“Sponsor”) and
the tax preparer organizations that partner with Sponsor (except as detailed
below in Section 7 for individual tax preparers whose clients win prize who
entered through the Sweepstakes as set forth in Section 4 (a)), Merkle Inc., (“Sweepstakes
Administrator”), DFS Services LLC and their parent and affiliate companies as
well as the immediate family (spouse, parents, siblings, and children) and
household members of each such employee are not eligible. The Sweepstakes is
subject to all applicable federal, state, and local laws and regulations and is
void where prohibited. Participation constitutes entrant’s full and
unconditional agreement
(a) During the Promotion Period, visit a tax
preparer who is partnered with Sponsor to file your 2023 income taxes (federal,
state or both) (a “Sponsor Tax Preparer”).
If you are eligible to receive a tax refund and you accept either your
federal or state tax (or both) refund to be received on a FasterMoney Discover®
Prepaid Card, (the “FasterMoney Card”)* you will automatically receive one (1) entry
into this Sweepstakes. If you file a joint return, Entrant will be deemed the
primary taxpayer.
*The
FasterMoney Discover® Prepaid Card is
issued by Pathward, N.A., Member FDIC, under a license from Discover Financial
Services. Discover and the Discover acceptance mark are service marks used by
Pathward, Member FDIC, under license from Discover Financial Services.
(b) Enter by Mail: To enter without use of a Sponsor Tax
Preparer and receipt of a FasterMoney Card for your tax refund, mail in one (1)
entry during the Promotion Period. Mail
in your entry by printing your name, address, phone number, email address, and
date of birth on a piece of paper and mail it in an envelope with proper
postage to “FasterMoney
Discover® Prepaid Card Sweepstakes,” c/o Merkle Inc., P.O. Box 5022, Department 860577,
Kalamazoo, MI 49003-5022. You will receive one (1) entry into the
Sweepstakes. All mail-in entries must be
postmarked by 4/15/24 and received by 4/22/24.
All entries become the exclusive property of Sponsor and none will be
acknowledged or returned. Proof of
sending or submission will not be deemed to be proof of receipt by
Sponsor. Sponsor is not responsible for
lost, late, incomplete, invalid, unintelligible, illegible, misdirected or
postage-due entries, which will be disqualified.
5. Prize Drawing:
Administrator is an independent organization whose decisions as to the selection
of the potential winners are final and binding. Administrator will randomly
select the potential Sweepstakes winners from all eligible entries received
during the Promotion Period, on or around April 29, 2024. The potential Grand
Prize winner will be notified by Administrator by email soon thereafter. All other winners will be notified by mail or
phone by Sponsor. The potential Grand Prize winner (or parent/legal guardian if
winner is a minor in their
state of residence) will be required to sign and return a Declaration of
Compliance, Liability Waiver, where not prohibited a Publicity Release (“Declaration”),
and an IRS Form W-9 which must be received by Administrator within five (5)
days of the date notice or attempted notice is sent, in order to claim the
prize. All other potential winners will be notified by mail or phone by
Sponsor. If a potential winner of any prize cannot be contacted, fails
to sign and return the Declaration or provide any other requested information within
the required time period, or the prize is returned as undeliverable, the
potential winner forfeits the prize. Receiving a prize is contingent upon
compliance with these Official Rules. In the event that a potential winner is
disqualified for any reason or forfeits the prize, Sponsor will award the applicable
prize to an alternate winner by random drawing from among all remaining
eligible entries. Only three (3) alternate drawings will be held, after which
the prize will remain un-awarded.
6.
PRIZES, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:
A. Prizes:
ONE
(1) GRAND PRIZE: $5000.
Prize will be added to the FasterMoney Card. If winner does not have a FasterMoney
Card (for any reason), winner will receive a check.
TEN (10)
FIRST PRIZES: $500. Prize
will be added to the FasterMoney Card. If winner does not have a FasterMoney
Card (for any reason), winner will receive a check.
TWENTY
(20) SECOND PRIZES: $250. Prize will be added to the FasterMoney Card.
If winner does not have a FasterMoney Card (for any reason), winner will
receive a check.
B. Total ARV: The
total value of all available prizes in the Sweepstakes is $15,000.
C. Odds of Winning: The
odds of winning a prize depend on the total number of eligible entries received during the Promotion Period.
For All
Prizes: The FasterMoney Discover®
Prepaid Card is subject to the Cardholder Agreement. Prizes
are non-transferable, and no substitution will be made except as provided
herein at the Sponsor’s sole discretion. Sponsor reserves the right to
substitute a prize for one of equal or greater value if the designated prize
should become unavailable for any reason. Winners are responsible for all taxes
and fees associated with prize receipt and/or use. Grand Prize Winner will
receive an IRS Form 1099 MISC reporting the actual value of the prize received.
ARVs are determined as of the time these Official Rules were published and the
value of a prize may fluctuate. A winner is not entitled to any difference
between the ARV and the actual value of the prize at the time the prize is
awarded. Where applicable, prize style, size, and all other details will be
determined by Sponsor in its sole discretion. All other costs and expenses
associated with acceptance of the prize that are not expressly set forth herein
shall be solely the winner’s responsibility. Prizes are provided “as is”
without warranty of any kind, either express or implied, including but not
limited to, the implied warranties of merchantability, fitness for a particular
purpose or non-infringement. Prizes will be fulfilled approximately 8-10 weeks
after winner confirmation. Limit of one
(1) prize per person.
7. Prizes Offered to individual Tax Preparers: The
following prizes will be offered to the individual tax preparer (“ERO”) whose clients
have been selected to win a prize (as described above in Section 6).and
received their entry because they received a FasterMoney Discover® Prepaid Card for their federal, state or
both tax refund. An individual tax preparer may be disqualified from
receiving any prize if it does not provide these Official Rules to each and
every tax client, regardless of whether they receive a tax refund and if they
choose to participate in this Sweepstakes.
Up
to One (1) ERO GRAND PRIZE: ERO who
issued the FasterMoney Card to the Consumer Grand Prize winner will receive a
$1,000 check or ACH bank deposit. ERO
will be required to complete an IRS W-9 in order to receive the prize.
Up
To TEN (10) ERO FIRST PRIZES: Each ERO who issued a FasterMoney Card to a
Consumer who was selected to win a Consumer First Prize, will receive a $250 check
or ACH bank deposit.
Up
To TWENTY-FIVE (25) ERO SECOND PRIZES: Each ERO who issued a FasterMoney Card
to a Consumer who was selected to win a Consumer Second Prize, will receive a $100
check or ACH bank deposit.
If any Consumer
Prize is awarded to an entry who entered by the Mail In method, no prize will
be offered to an ERO.
8.
Release: By receipt of
any prize, winners agree to release and hold harmless Sponsor, Sponsor Tax
Preparer (for any Consumer Prize winner), DFS Services LLC, Administrator, and
their respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion
agencies, and prize suppliers, and each of their respective parent companies
and each such company’s officers, directors, employees and agents
(collectively, the “Released Parties”) from and against any claim or cause of
action, including, but not limited to, personal injury, death, or damage to or
loss of property, arising out of participation in the Sweepstakes, or to the
receipt, use, inability to use, or misuse of any prize.
9. Publicity: Except where
prohibited, participation in the Sweepstakes constitutes each winner’s consent
10. General Conditions: Sponsor reserves
the right to cancel, suspend and/or modify the Sweepstakes for any reason,
including but not limited to, if any fraud, technical failures, human error, or
any other factor impairs the integrity or proper functioning of the
Sweepstakes, or any event or cause beyond Sponsor’s control (e.g. events such
as natural calamities, national emergencies, wide spread illnesses,
declarations of war, acts of God, acts of terrorism) interferes with any aspect
of the Sweepstakes, including but not limited to fulfillment of the prize(s),
as determined by Sponsor in its sole discretion. In such event, Sponsor, in its
sole discretion, may elect to hold a random drawing from among all eligible entries
received up to the date of discontinuance and may modify the prizes offered
herein. Sponsor reserves the right, in its sole discretion, to disqualify any
individual it finds to be tampering with the entry process or the operation of
the Sweepstakes or to be acting in violation of the Official Rules of this or
any other promotion or in an unsportsmanlike or disruptive manner. Any attempt
by any person to deliberately undermine the legitimate operation of the
Sweepstakes may be a violation of criminal and civil law, and, should such an
attempt be made, Sponsor reserves the right to seek damages from any such
person to the fullest extent permitted by law. Sponsor’s failure to enforce any
term of these Official Rules shall not constitute a waiver of that provision. In no event will more prizes than are
stated in these Official Rules be awarded. If, for any reason, more prize
notifications are sent (or more claims are received) than the number of prizes
offered, as set forth in these Official Rules, Sponsor reserves the right to
award the intended number of prizes through a random drawing from among all
eligible prize claims received. In the event there is a discrepancy or inconsistency with any other
statements contained in any Sweepstakes-related materials (including printed
versions of these Official Rules) and the Official Rules as posted on the
Promotion Site, the Official Rules as posted on the Promotion Site shall
prevail, govern, and control.
11. Limitations of Liability: The
Released Parties are not responsible for: (1) any incorrect or inaccurate
information caused by printing errors or
by any of the equipment or programming associated with or utilized in the
Sweepstakes; (2) technical failures of any kind, including, but not limited to
malfunctions, interruptions, or disconnections to the internet, in phone lines
or network hardware or software; (3) unauthorized human intervention in any
part of the Sweepstakes, including but not limited to the entry process; (4)
technical or human error which may occur in the administration of the
Sweepstakes, including but not limited to the processing of entries; (5) late,
lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to
persons or property which may be caused, directly or indirectly, in whole or in
part, from entrant’s participation in the Sweepstakes, or to the receipt, use,
inability to use, or misuse of any prize. If for any reason an entrant's
entry is confirmed to have been erroneously deleted, lost, or otherwise
destroyed or corrupted, entrant’s sole remedy is another entry in the
Sweepstakes, if it is possible.
12.
Disputes: Except where
prohibited, entrant agrees that: (1) any and all disputes, claims and causes of
action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually,
without resort
13. Severability:
If the application of any provision of these
Official Rules to any particular facts or circumstances shall for any reason be
held to be invalid, illegal or unenforceable by a court, arbitration panel or
other tribunal of competent jurisdiction, then (a) the validity, legality and
enforceability of such provision as applied to any other particular facts or
circumstances, and the other provisions of these Official Rules, shall not in
any way be affected or impaired thereby; and (b) such provision shall be
enforced to the maximum extent possible.
In addition, if any provision contained in these Official Rules shall
for any reason be held to be excessively broad as to duration, geographical
scope, activity or subject, it shall be construed by limiting and reducing it,
so as to be enforceable to the extent compatible with applicable law.
14. Entrant's Personal
Information:
Information collected from entrants will be shared with Sponsor for purposes of
administration of the Sweepstakes and is subject to Sponsor’s Privacy Policy: https://www.pathward.com/privacy-policy/.
15. Winner List: For a winner list, please click HERE. The
winner list will be posted after winner confirmation is complete.
© 2023 Merkle Inc. All rights reserved.